Women business owners often face challenges when it comes to finding funding. Business grants—money that doesn’t need to be repaid—can be one way to get support without taking on debt.
In 2025, there are several grant programs designed to help women entrepreneurs across the United States. This guide highlights key federal, state, and private grants, plus tips to help you apply.
What Are Business Grants for Women-Owned Businesses?
Business grants are funds given to businesses for specific purposes. These can come from government agencies, nonprofit groups, or private companies. Unlike loans, grants don’t need to be repaid. For women-owned businesses, grants may help cover startup costs, expand services, or launch new ideas.
Some grants are only open to women entrepreneurs. Others may be open to a wider group but offer extra support for women or minority-owned businesses. Each grant has its own rules and goals, so it’s important to read the details carefully before applying.
Federal Grants for Women-Owned Businesses
Several federal programs offer funding and support tailored to women entrepreneurs. Below are key opportunities available in 2025:
Women’s Business Centers (WBCs)
The U.S. Small Business Administration (SBA) supports a nationwide network of over 150 Women’s Business Centers. These centers provide free or low-cost services, including business training, counseling, and access to funding opportunities. They aim to help women entrepreneurs start and grow their businesses. You can locate your nearest WBC through the SBA website.
Program for Investment in Microentrepreneurs (PRIME)
The SBA’s PRIME program offers grants to nonprofit organizations that assist low-income entrepreneurs. These nonprofits provide training, technical assistance, and access to capital. While individuals cannot apply directly, partnering with a PRIME-funded organization can offer valuable support. Annual funding announcements are typically posted on Grants.gov in April or May.
Small Business Innovation Research (SBIR) and Small Business Technology Transfer (STTR) Programs
These programs provide funding to small businesses engaged in research and development with commercial potential. They are particularly supportive of women-owned businesses in technological innovation. SBIR and STTR have three phases:
Phase I: Feasibility study, with awards up to $250,000.
Phase II: Research and development, with awards up to $1.6 million.
Phase III: Commercialization, which does not receive SBIR/STTR funding but may be supported through other means.
Applications and additional information are available at SBIR.gov.
State-Level Grants for Women Entrepreneurs
Many states offer grants and resources specifically for women-owned businesses, though the availability and requirements vary widely. These grants may come from state governments, economic development agencies, or regional nonprofits.
While there’s no single national database for all state-level grants, here are a few ways to find opportunities near you:
Search your state’s economic development office or Department of Commerce. These agencies often manage small business grants, loan programs, and business incentives.
Contact your local Small Business Development Center (SBDC). SBDCs provide free one-on-one assistance and may help identify regional funding sources.
Look for regional nonprofits or chambers of commerce that support women or minority-owned businesses. These organizations may offer microgrants, pitch contests, or other funding initiatives.
Because these programs change throughout the year, it helps to check regularly or sign up for alerts where available.
Private Grants and Fellowship Programs
Private organizations also offer grants and fellowships to support women entrepreneurs. These programs often combine funding with mentorship and networking opportunities.
Amber Grant
The Amber Grant, administered by WomensNet, awards $10,000 each month to a woman-owned business. At the end of the year, three of the monthly winners receive an additional $25,000 grant. The application process involves a $15 fee and requires a description of your business and how you would use the grant funds. More details can be found at ambergrantsforwomen.com.
HerRise MicroGrant
The HerRise MicroGrant provides $1,000 monthly grants to women of color entrepreneurs in the U.S. Eligible businesses must be at least 51% woman-owned and generate less than $1 million in gross revenue. Applications are reviewed monthly, and winners are announced during the subsequent month’s HerSuiteSpot First Friday Mixer. For more information, visit hersuitespot.com
YippityDoo Big Idea Grant
The YippityDoo Big Idea Grant awards $1,000 each month to a woman entrepreneur in the U.S. The grant can be used for various business needs, such as startup costs, marketing, or operational expenses. Applicants must be at least 18 years old and pay a $15 application fee. Winners also receive a one-year membership to YippityDoo’s wealth mindset coaching group, providing mentorship and resources to support business growth.
Tory Burch Foundation Fellows Program
The Tory Burch Foundation selects 50 women entrepreneurs each year for a competitive fellowship that includes funding and long-term business support. Fellows receive:
A $5,000 grant to invest in business education
Access to workshops and digital training
Mentorship and networking with other entrepreneurs
An in-person event focused on leadership and growth
To qualify, applicants must be women who own at least 51% of a for-profit U.S. business that’s been in operation for at least one year and generates at least $75,000 in annual revenue.
Applications for the 2026 Fellows Program are expected to open in fall 2025. For the latest updates, visit the Tory Burch Foundation.
How to Apply for Business Grants
Getting a grant takes more than filling out a form. Most programs want to see that you’ve done your homework and have a clear plan. Here are some ways to improve your chances of getting funding:
1. Check Eligibility
Before applying, make sure your business meets the basic requirements. Many grants mentioned here are open only to women-owned businesses, which typically means your business must be at least 51% owned and controlled by one or more women. Some grants may have income, industry, or location limits as well.
2. Consider Certification
Getting certified as a Women-Owned Small Business (WOSB) or Minority-Owned Business can open more doors, especially for federal contracts and supplier diversity programs. You can learn about WOSB certification through the SBA’s certification site.
3. Prepare Key Documents
Most grant applications ask for:
A short description of your business and mission
How you plan to use the funds
A recent business plan or summary
Financial statements (such as income, expenses, or revenue)
Tax ID or other registration paperwork
You don’t need a perfect pitch deck, but having clear, well-organized info can help you stand out.
4. Track Deadlines
Many grants have just one or two application windows per year. Some are offered monthly, while others are annual or seasonal. Make a calendar or set reminders so you don’t miss your chance to apply.
Final Thoughts
Grants can be a powerful tool for women business owners looking to grow without taking on debt. Whether you’re just starting out or ready to expand, there are real opportunities out there—if you know where to look.
Focus on programs that match your goals, prepare your documents in advance, and don’t be afraid to apply. Even if you don’t get selected the first time, you’ll gain experience that can help you next time.
