Author: Riley Moore | Debt Agent
Oh no—it happened. You had a car accident. And on top of all the hassle and expensive repairs, now your insurance rate might go up. You’re right to expect a rate increase—it’s common for insurance to go up after an accident. But there are some things you can do to minimize it and maybe even avoid it. What Happens to Your Insurance After an Accident? In case you’re feeling particularly alone today, here’s a statistic that might help: There are an average of 16,817 car accidents a day in the U.S.[1] So, what happens to all those people’s car…
A construction worker carries a sheet of OSB sheathing as he builds a roof on a residential homes in Irvine, California, U.S., March 28, 2025. Mike Blake | ReutersThe nation’s homebuilders continue to see weakening demand from potential buyers concerned about the broader economy. As a result, they are cutting prices at the highest rate in three years, according to the monthly builder confidence survey from the National Association of Home Builders.Builder confidence in July rose 1 point to 33 on the NAHB index, a slight improvement. Still, anything below 50 is considered negative sentiment. The index stood at 41 last…
You can order groceries from your phone, send money with a few taps and pay bills from your couch. So, do you still need a bank branch? Here, we’ll walk you through the major differences between online banking vs. traditional banking so you can decide what’s best for you. From safety concerns to fee structures and daily convenience, you’ll learn which banking method makes the most sense for you right now and get a clear picture of what works and what doesn’t. What Is Online Banking? Online banking refers to banks that offer most or all of their services digitally.…
A family shops in a Walmart Supercenter on May 15, 2025 in Austin, Texas.Brandon Bell | Getty ImagesSECAUCUS, N.J. — As customers walk the aisles of Walmart stores, there are some early signs that higher tariffs are changing pricing.The nation’s largest retailer warned in May that it would have to raise prices for its shoppers as President Donald Trump’s new duties drive up the cost of many imported goods. About two months later, some household items on Walmart’s shelves have higher prices, according to a CNBC analysis.CNBC tracked prices of about 50 products across merchandise categories including apparel, electronics, toys…
Back in 2017, Congress delivered a massive tax overhaul for Americans, cutting tax rates, doubling the standard deduction, capping certain deductions, and simplifying the tax code for millions of families. But they slapped an expiration date on most of those changes—and those changes were finally set to expire at the end of 2025 . . . unless Congress acted. And so, after a lot of negotiating and back-and-forth between Capitol Hill and the White House, Congress passed the One Big Beautiful Bill Act (OBBBA), which locks in many of those rules for good, and it was signed into law…
Netflix posted an earnings beat Thursday, as revenue grew 16% during the second quarter of 2025.The company updated its full-year revenue forecast, noting that it expects revenue to be between $44.8 billion and $45.2 billion, up from a range of $43.5 billion to $44.5 billion. Netflix’s higher forecasts reflects the weakening of the U.S. dollar compare to other currencies as well as “healthy” member growth and ad sales, the company said in a statement. Notably, this is the second quarter that Netflix is not releasing quarterly updates on subscription data.”Year-over-year revenue growth was primarily a function of more members, higher…
Building good credit takes time—and if your score isn’t strong yet, it can feel like another barrier to higher education. The good news is, your credit history doesn’t have to stop you from getting a student loan. In fact, many federal student loans don’t consider credit scores at all. And even private loans may still be an option with the right co-signer. Here’s what to know about getting a student loan when you have bad credit. Federal Student Loans Don’t Require Good Credit Federal student loans are generally accessible even if you have bad credit. Most types don’t involve a…
Older Americans are kicking the can down the road on retirement over concerns about the economy and their own financial readiness to step back from work.That’s according to a new survey from F&G Annuities & Life, which polled 2,000 U.S. adults over 50 years old. The life insurance and annuities company found that 23% of those polled have already decided to delay their retirement as they grapple with questions about their financial readiness, up from 14% in 2024. The findings come at a time when the median savings of 55-year-olds is just $50,000, far from enough to fund a secure old…
(L-R) Brian Moynihan, Chairman and CEO of Bank of America; Jamie Dimon, Chairman and CEO of JPMorgan Chase; and Jane Fraser, CEO of Citigroup; testify during a Senate Banking Committee hearing at the Hart Senate Office Building in Washington, D.C., on Dec. 6, 2023.Saul Loeb | Afp | Getty ImagesNearly everywhere you look in the world of finance, things are going surprisingly well — at least for now.Wall Street is humming thanks to a boom in stock and bond trading and a pickup in corporations acquiring competitors and taking out massive loans. At the same time, Main Street is holding…
Air travelers may soon see another change when passing through security checkpoints at airports, with Homeland Security Secretary Kristi Noem suggesting there may be changes to current TSA restrictions on liquids in carry-on bags. The potential change in policies around carrying liquids on flights comes after Noem on July 8 said passengers at airports no longer have to remove their shoes during regular TSA security checks. That change went into effect immediately. Speaking at a conference hosted Wednesday by publication The Hill, Noem said she’s questioning “everything TSA does” and spoke of possible changes to the amount of liquids travelers can tote…